房贷计算器

Overview

The "Mortgage Calculator" application is your ultimate companion for 2022 homebuyers. Designed to help you navigate the complexities of mortgage calculations, this tool empowers you to make informed decisions about your home loan.

Key Features

Precise Calculations

Supports a variety of loan types including公积金贷款 (housing fund loans), 商业贷款 (commercial loans), and 组合贷款 (combined loans). Seamlessly switch between 等额本金 (equal principal) and 等额本息 (equal principal and interest) repayment methods. The intelligent calculation engine ensures you get a more reasonable loan plan, with a clear overview of your repayment schedule.

Prepayment Calculation

Handle prepayment scenarios effectively with two options: full early repayment or partial early repayment. Choose from two practical handling methods: shortening the repayment period or reducing monthly payments. The calculator quickly provides you with the results, making it easy to manage your finances.

Real-Time Interest Rates

Based on the latest interest rates set by the central bank, the app calculates your monthly repayment details promptly. You can also input your personal information to determine a more suitable loan plan tailored to your needs. Whether you're buying a home for the first time or refinancing, accurate calculations are crucial. The app supports customizable interest rates and discounts.

Comprehensive Information

Beyond just calculations, the app offers a wealth of information relevant to homebuyers. Discover essential insights into 购房资讯 (home buying news), 购房流程 (purchase process), 购房准备 (preparation tips), and 购房手续 (procedures). Save yourself the hassle of searching through various sources for information; this app consolidates everything you need in one place, providing genuine assistance for all your home-buying needs.