Atome PH - Buy Now Pay Later

Overview

Experience the convenience and flexibility of card and cash loan services with Atome PH. With Atome, you can buy now and pay later in hassle-free installments.

Key Features of Atome Card

Flexible Payment Options

Atome Card allows you to manage your budget effectively by offering flexible payment and installment options. You can stretch your budget and enjoy 0% interest on monthly purchases, with installment plans available for up to 6 months.

Easy Application Process

Applying for the Atome Card is a breeze. Simply download the Atome app and follow these steps:

1. Download the Atome app.
2. Tap the 'Card' tab on the home screen.
3. Tap "Apply for free" and select your preferred Atome Card.
4. Fill in your personal information and upload your ID.
5. Get approved within 1-2 days.
6. Receive your Atome Card via mail.

Convenient Spending

With an Atome Card, you can shop more of what you love, up to a ₱200,000 spending limit. The card can be linked to popular e-commerce platforms like Lazada, Shopee, Grab, FoodPanda, and TikTok Shop. It also supports tap-to-pay at physical stores such as SM Store, Robinsons, and even overseas locations.

Utility Bill Payments

You can use your Atome Card to pay utility bills on time at providers like Meralco, Maynilad, Globe, and Smart, as well as through online apps like BillEase via GrabPay, and Home Credit and TendoPay via Bayad Center.

Multiple Payment Methods

Choose your preferred payment method for card bills, including credit/debit cards, InstaPay via your bank’s mobile app, e-wallets like Maya & GCash, or over-the-counter payments.

Benefits of Atome Cash

Quick Cash Loans

Looking for an easy, fast cash loan? Atome Cash offers convenient personal loans with quick approval and disbursement up to ₱50,000. You can repay your loans in installments of up to 12 months with 1.75% interest. To apply, you must be a registered Atome user with past in-app transactions, at least 18 years old with a valid ID, and have a bank account.

Installment Plans and Loan Terms

Atome Card Installment Plans

Monthly interest rates start as low as 2%, with an APR ranging from 0% to 46%. There are no service charges, and installment plans are available in 3 or 6 months.

Illustration:

• Total monthly bill: ₱2,000
• Bill amount: ₱2,000
• Repayment term: 3 months
• Monthly interest rate: 2% (₱40)
• Total payment: ₱2,120 at ₱706.67/month

Atome Cash Loan Terms

Monthly interest rates start as low as 1.75%, with an APR not exceeding 36%. There are no service charges, and installment plans are available for up to 12 months.

Illustration:

• Total loan amount: ₱3,000
• Repayment term: 6 months
• Monthly interest rate: 1.75% (₱52.50)
• Total payment: ₱3,052.50 at ₱508.75/month

Business Information

• Business Name: Atome PH
• Corporate Name: Neuroncredit Financing Company Inc.
• SEC Registration Number: CS201816338
• Certificate of Authority No.: 1178
• Bangko Sentral ng Pilipinas OPS Registration No.: OPSCOR-2021-0040

Connect with Us

For more information, visit our website at https://www.atome.ph/atome-card. If you need assistance, contact our support team at support@atome.ph or visit our Help Center at https://help.atome.ph/hc/en-gb/categories/4439682039065-Atome-Card.

Stay connected with us on social media:

• Facebook
• Instagram

Download the Atome app today and enjoy a smarter, more convenient way to manage your finances!