恒小花

Product Introduction

Introducing "恒小花" (Heng Xiao Hua), a new, high-quality credit loan application that is now available for download. This app is designed to cater to the needs of young consumers, offering flexible and convenient credit services with the motto "simple life, spontaneous spending". With Heng Xiao Hua, you can easily apply for loans using just your ID card and enjoy up to 200,000 RMB in credit. The platform provides various features such as flexible consumer installment services and convenient shopping installment services, ensuring you can enjoy a quality lifestyle anytime, anywhere.

Features Overview

Huojie - High Credit Loans

Huojie is a credit loan product that offers high credit limits, low interest rates, no collateral, and the ability to borrow repeatedly. You can apply for a loan using only your ID card, with a maximum credit limit of 200,000 RMB. Huojie provides simple, convenient, and worry-free consumer installment services.

Hao Hua - Instant Consumption and Repayment

With Hao Hua, you can enjoy instant consumption and repayment options. You can purchase items you desire without waiting, and enjoy seamless installment payments. Our platform offers a wide selection of quality products, including electronics, cosmetics, and daily necessities, all available at competitive prices and flexible installment plans.

Product Advantages

• High Credit Limits: Up to 200,000 RMB.
• Low Interest Rates: Daily interest starts from 0.02%, with an annual interest rate as low as 8%.
• Flexible Installment Options: Choose from 3, 6, 9, or 12-month installments.
• Revolving Credit: Once approved, you can use your credit repeatedly.
• Easy Application Process: Simply provide your ID card and follow three easy steps to apply. Apply online for quick and convenient service.
• Fast Disbursement: Funds can be received within 10 minutes.
• Wide Range of Products: From electronics to beauty products and everyday items, we have a variety of choices.
• Security Measures: Your personal information is fully encrypted for safety and peace of mind.

Contact Information

For any queries or assistance, please contact our customer service hotline at 400-045-6600.

Risk Warning

Please note that the specific loan amount, installment periods, and interest rates are subject to final approval. We recommend borrowing and consuming responsibly to avoid overdue payments.