中信消费金融

Overview of CITIC Consumer Finance Application

CITIC Consumer Finance is a licensed consumer finance institution jointly established by China CITIC Limited, CITIC Trust Co., Ltd., and Kingdee Software (China) Co., Ltd. Our platform aims to provide comprehensive personal consumption credit loan products to individual users, offering them flexible and accessible small loans for various purposes.

Product Features

Our application offers several key benefits designed to enhance user experience:

• Ease of Application: Apply online with no collateral required. The approval process is quick and straightforward.
• High Loan Limits: Loan amounts can reach up to RMB 200,000 (subject to final approval).
• Transparent Fees and Flexible Repayment Options: Annual interest rates start as low as 7.2%. We ensure that all fees are transparent, making it easier for you to manage your finances.

Contact Information

For more information or support, you can connect with us through the following channels:

• WeChat: Follow "CITIC Consumer Finance Service Account"
• Official Website: https://www.eciticcfc.com/
• Customer Service Hotline: 400-01-95558 (Available daily from 9:00 AM to 9:00 PM)

Important Risk Warnings

Please be aware of the following important details:

• Activity Rules: Specific promotions and activities may vary and are subject to the rules displayed on the platform.
• Loan Cautions: Borrowing money comes with risks. Ensure you understand the terms and conditions before proceeding.
• Authorization and Credit Check: To assess your repayment ability, we will query your credit information after obtaining your authorization, in accordance with regulatory requirements.
• Loan Usage Restrictions: Funds obtained through our loans must only be used for personal consumption and not for purchasing property, vehicles, investments in stocks, bonds, futures, financial derivatives, asset management products, fixed assets, equity investments, or business operations.

Responsible Borrowing

It's essential to borrow responsibly and consider your financial capacity carefully. Avoid taking on more debt than you can comfortably repay. By doing so, you can avoid potential late payments and other financial difficulties.

Thank you for choosing CITIC Consumer Finance. We strive to provide a seamless and secure lending experience.