At meutudo, we understand the importance of quick access to financial resources. Our mission is to provide you with the best possible solutions for your financial needs, whether you're an INSS retiree, a worker with a balance in your FGTS account, or someone seeking a payroll-deductible loan.

Quick Access to Credit

We offer loans that can be disbursed within just one business day. Whether you need a payday loan, payroll-deductible loan, or a refinancing option, we make it simple and fast. You can simulate different types of loans, including new loans, payroll portability, refinancing, BPC/LOAS, and anniversary withdrawal advances, all through our user-friendly app or website.

Features That Set Us Apart

Loans for Negative Individuals: We understand that everyone needs a helping hand sometimes. Our services are available even if you have a negative credit history.
Instant Payment via Pix: Enjoy the convenience of instant payment through the Pix system, ensuring your funds are available immediately.
Regulated and Secure: Our operations are regulated by the Central Bank and feature advanced anti-fraud technology, ensuring your transactions are secure.
100% Digital Experience: All services are available via our app or website, providing a seamless and convenient experience anytime, anywhere.
Personalized Service: We prioritize customer satisfaction with personalized service tailored to your unique financial situation.
Competitive Interest Rates: We offer fair interest rates to help you obtain your credit quickly and efficiently.

Our Products

FGTS Loan

An excellent option for those with a balance in their FGTS accounts, especially for those who opt for the Birthday Withdrawal.
Monthly rates from 1.29% p.m. to 1.79% p.m., annual rates from 16.63% p.a. to 23.73% p.a.
Advance up to 12 installments of your birthday withdrawal.
Available even if you are negative.
Minimum value: R$ 50.00.

Payroll Loan Portability

Ideal for those who need cheaper credit but have no margin to pay.
Monthly rates from 1.39% p.m. to 1.66% p.m., annual rates from 18.01% p.a. to 21.84% p.a.
Minimum term of 6 months and maximum of 84 months.
Minimum value personalized based on your opportunity.
Portability even with zero installments paid.

Payroll Loan

An excellent choice for those with available margin and needing efficient credit.
Monthly rates from 1.35% p.m. to 1.66% p.m., annual rates from 17.46% p.a. to 21.84% p.a.
Minimum term of 6 months and maximum of 84 months.
One of the best interest rates on the market.
Hiring process is 100% online.
Term of 84 months.
Minimum value: R$ 1,000.00.

Consigned to BPC/LOAS

Credit for BPC beneficiaries, available to negative candidates.
Fixed monthly rate of 1.66% p.m., fixed annual rate of 21.84% p.a.
Minimum term of 6 months and maximum of 84 months.
Minimum value: R$ 1,000.00.

Payroll Loan Refinancing

Improve the conditions of previously contracted loans.
Monthly rates from 1.39% p.m., annual rates from 18.01% p.a.
Minimum term of 6 months and maximum of 84 months.
Minimum change: R$ 10.00.

Our consigned credit offers monthly rates from 1.35% p.m. to 1.66%, annual rates from 17.46% p.a. to 21.84% p.a., with a minimum CET of 1.44% p.m. (18.77% p.a.) and maximum CET of 1.75% p.m. (23.21% p.a.).

How to Get Started

To unlock the benefits, log into the FGTS app and authorize PARATI CRÉDITO, FINANCIAMENTO E INVESTIMENTO S.A. to check your account balance. For BPC/LOAS, unlock the benefit in the Meu INSS app and authorize the credit.

For more details, visit our privacy policy at meutudo.com.br/pp and terms of use at meutudo.com.br/tu/.

TUDO Serviços S.A. (meutudo), CNPJ: 27.852.506/0001-85 | R. Comendador Ari Freitas, 577 - Coaçu, Eusébio - CE, 61760-000.