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Description of Changyin Consumer Finance App

The Changyin Consumer Finance application is a comprehensive financial service platform designed to provide consumers with easy and efficient access to personal loans. The app has recently undergone several updates to enhance user experience and ensure data security, including an update to the privacy policy, unified product授信页面提示语 (credit page prompt language), and modifications to communication methods to better protect user information.

Company Overview

Changyin Consumer Finance is a national non-bank financial institution established with approval from the China Banking and Insurance Regulatory Commission (CBIRC). It is jointly initiated by Chang'an Bank Co., Ltd., Hu Tongxin Chengxin Leasing Co., Ltd., and Beijing Yidechenxiang Investment Co., Ltd. The company adheres to the philosophy of "inclusive finance" and follows a development strategy that emphasizes openness, differentiation, unique products, scientific risk management, and meticulous operations. Its mission is to become an outstanding financial enterprise.

Product Offerings

Changhua Flower

Changhua Flower is a credit loan product offered to customers with a high credit limit, up to 200,000 RMB, which can be repeatedly applied for within its validity period. This product is unsecured and does not require collateral, making it highly accessible for personal consumption needs.

Changxiang Loan

Changxiang Loan is another personal consumption loan product designed to meet individual consumer demands. Similar to Changhua Flower, it is also unsecured and does not require collateral, providing users with a seamless borrowing experience.

Key Features

• High Flexibility: With credit limits up to 200,000 RMB, users can enjoy substantial borrowing power.
• Fast Approval: Automated approval processes allow users to receive their loan approval in as little as three minutes.
• User-Friendly Interface: The app's design is intuitive and simple, ensuring ease of use for all users.
• Minimal Documentation: Applying for a loan only requires an ID, streamlining the entire process.

Contact Information

For further assistance or inquiries, users can contact Changyin Consumer Finance through various channels:

• WeChat: Search and follow the official account "Changyin Consumer Finance."
• Customer Service Hotline: Call 400-009-3666 for support.
• Official Website: Visit https://www.cycfc.com/ for more details.
• Privacy Policy: Review the latest privacy agreement at https://www.cycfc.com:7318/maccs//html/privacy.html.

By leveraging the Changyin Consumer Finance app, users can easily manage their finances and access loans tailored to their specific needs.