关于Wise
170 countries. 50+ currencies. One account. All in one place. So you can send, spend, and receive money simply, with high speeds and low fees. Join 16+ million people moving and saving money internationally.
Take on the world with Wise
- You’ll always get the mid-market exchange rate on every transaction
- Our tiny fees are always shown upfront
Send and save money worldwide
- Send money to 70+ countries
- Do it fast: over half of international transfers arrive instantly
Get a debit card that’s always got the right currency
- Spend and withdraw money in 170+ countries
- Always pay in the local currency. Our automatic currency conversion gets you the lowest possible price
- Shop online safely with a disposable digital card
Hold and convert 50+ currencies
- Keep all your currencies in one place — for free
- Convert between your different currencies instantly
Get paid like a local
- Get your own account details for the UK, US, EU and more
- Use them to get paid or have direct debits in multiple currencies, without the extra fees
A business account for going global
- Pay invoices and bills faster, at a fairer exchange rate
- Use account details to get paid by clients and customers around the world
- Quickly connect to supported platforms like Amazon, Stripe, Xero, and more
Wise is regulated by the FCA in the UK, and other authorities globally. Check out wise.com for our full coverage and product availability.
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Wise FAQ
1. What does Wise app do?
Wise enables cost-effective and swift cross-border transactions across over 50 currencies. Users can manage finances online or through the app, facilitating payments to more than 160 countries.
2. Is Wise accessible in Canada?
Yes, Wise functions in Canada, complying with FINTRAC's regulations as an Electronic Money Institution, ensuring secure and compliant financial services.
3. Is it necessary to have a bank account with Wise?
Sending money through Wise doesn't demand a Wise account; however, the recipient must possess a bank account. Wise supports receiving funds in diverse currencies without requiring a Wise account.
4. Does Wise resemble PayPal?
Wise offers clearer pricing with reduced fees for international transfers compared to PayPal. While PayPal provides broader payment options with fluctuating fees, including those for currency conversions, Wise focuses on simplicity and cost-efficiency.
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