PAObank SME

PAObank SME APP is a virtual banking application for Hong Kong SMEs.

We are committed to establishing a virtual banking ecosystem by optimizing customer-centric services through sophisticated financial technology. Download our SME APP now! Enjoy our fast, simple and secure virtual banking experience!

• You can enjoy our comprehensive product functions:
• Mobile Account Opening - Smooth customer experience for business account opening supported by technology
• Fast Payment & Balance Checking - 24/7 intra-bank transfer in Hong Kong dollar; Faster Payment System (FPS) real-time transfer in Hong Kong dollar across different banks; Flexible access to balance checking & transaction history
• Protected Savings - Eligible deposits under Deposit Protection Scheme (DPS) in Hong Kong
• e-Statement - Environment-friendly statement for your choice
• Live Chat - In-app Live Chat service for getting assistance from customer service representative

We would like to continually improve our APP experience! Please send us your valuable feedback within the APP.