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About Credit Saison India: Loan App

Your Comprehensive Financial Partner: Credit Saison India - Loan App

Credit Saison India - Loan App is your go-to solution for both personal and business financing needs. Our app offers instant personal loans and small business loans, providing fast, flexible, and transparent financial solutions. Powered by Kisetsu Saison Finance (India) Pvt. Ltd., we adhere to the RBI's Fair Practice Code to ensure complete transparency in our digital loan offerings.

Benefits of Using Credit Saison India - Loan App

  • Flexible Interest Payments: Pay interest only on what you use, making borrowing more cost-effective and tailored to your needs.
  • Instant Fund Access: Enjoy quick and convenient access to funds anytime, with flexible limits for both personal and business requirements.
  • No Hidden Fees: Experience a transparent lending process with no hidden charges, ensuring you know exactly what you're paying for.
  • Customizable EMI Options: Choose repayment plans that best fit your financial situation, with flexible EMI options designed for your convenience.
  • Digital and Paperless: Experience quick and hassle-free documentation.

Safe and Secure

Trust in a secure, encrypted app that safeguards your data and ensures a safe borrowing experience.

Business Loans

Credit Saison India - Loan App offers the best Business Loans up to ₹10,00,000 with the following terms:

  • Tenure: Min. 12 months | Max. 36 months
  • Interest Rate: Min 19% pa | Max 30% pa
  • Processing Fee: Upto 3% of the loan amount + GST

Uses of Business Loan:

  1. 📈 Business Expansion
  2. ⚒️ Equipment Purchases for your businesses
  3. 💵 Cash Flow Management for your business
  4. 🔂 Transfers of loans
  5. 💼 Inventory Purchase for your business

Documents Required for Business Loan:

  • Latest 6 months' banking statements
  • PAN Card and Aadhar Card
  • Udyam Certificate
  • GST Certificate (if applicable)
  • Business and Address Proof
  • Ownership Proof

Additional Charges Levied on Business Loans:

  • Documentation Charges: 499 + GST
  • Bounce Charges: Rs. 500 for every cheque/Payment Instrument Dishonour
  • Instrument Swap Charges: Rs. 1000 + GST
  • Foreclosure Charges: Upto 5% of the outstanding principal amount + GST

Instant Personal Loans

Get Instant Personal Loans ranging from ₹20,000 to ₹500,000 with the following terms:

  • Tenure: Min. 3 months | Max. 60 months
  • Interest Rate: Min 9.99% pa | Max 30% pa
  • Processing Fee: Upto 3% + GST

Uses of Instant Personal Loans:

  1. 🔂 Refinancing
  2. 🎊 Wedding Loan for Marriage Expenses
  3. ✈️ Travel Loan
  4. 🏠 Home Renovation Loan
  5. 🚘 2 Wheeler/4 Wheeler Loan
  6. 💁🏻‍♀️ Personal Loan
  7. 💻 Mobile Phone Loan/Laptop Loan/Consumer Durables Loan
  8. 💸 Instant Cash Loan
  9. 📚 Education Loans
  10. ⛑️ Medical Emergencies

Documents Required for Instant Personal Loans:

  • PAN Number
  • Aadhaar Number
  • Selfie

Additional Charges Levied on Instant Personal Loans:

  • Annualised Penal Charges on Delayed Payment: 3% per month on the overdue amount proportionate to the delayed days + GST
  • NACH/e-Mandate Swap Charges: Rs. 250 + GST
  • NACH/e-Mandate Bounce Charges: Rs 450

We require consent to read your financial transaction SMSs to evaluate your credit profile and tailor our loan offer to your needs. This permission helps keep our platform safe from potential fraud and credit abuse.

Contact Us

For more information about Credit Saison India App (formerly Privo), visit:

To view the Privacy Policy of Credit Saison India App (formerly Privo):

Email us at:

Call our customer care number: 18001038961

Address:

  • Kisetsu Saison Finance (India) Private Limited,
  • CIN U65999KA2018FTC113783
  • Registered Office: IndiQube Lexington Tower, First Floor, Tavarekere Main Rd, Tavarekere, S.G. Palya, Bengaluru, Karnataka 56002

Credit Saison India: Loan App Screenshots

Old Versions of Credit Saison India: Loan App

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