Gem - Money tracker

Log expenses and stay on budget.
Together with your loved ones, or by yourself.

You pay for Gem only once.
In-app purchases are for tips :)

BUDGET
- Daily, weekly, monthly and yearly
- Keep track with your partner (beta)
- Average spending, breakdown by category
- Compare against same day last month

ORGANIZE
- By category, budget, wallet, account, tag…
- Customize colors & icons (450+ from Apple)
- Favorite accounts
- Merge categories, check usage

BILLS
- Repeat: day, week, month, year
- View paid & upcoming subscriptions

MONEY TOOLS
- Savings goals, income, transfers, balance
- Multiple currencies, exchange rates
- Calculator & calendar view

WALLET SYNC & AUTOMATIONS
- Instant recording with tap-to-pay (iOS 17)
- Rules based on merchant names
- Import CSV files, sub-categories & notes
- Export everything
- Type “Rent” → it’s categorized in “Household” (English beta)

MORE
- Widgets. Lock Screen shortcut
- Daily reminders
- Daily iCloud backup
- Custom themes, menu, input styles
- Insights in search results


Need help? Have a suggestion?
Email me at human@shelftwo.com

Terms & privacy: shelftwo.com/gem/terms