Royal Kredit is a top-notch digital app that aims to provide express cash credit services to Filipino individuals in great need. We want to embrace diversity and innovation where you can now get the amount you need and solve your problem instantly. You can enjoy our digitized service for your various needs such as personal, business, bill payments, medical, rents, etc. Our clients can now enjoy our service through our simplified application process. The best part is we only require 1 government ID to proceed with your application and no collateral is needed. Yes, we made it the most convenient process without the need of leaving your home. We ensure that all your transactions with us will be safe and secured as we strictly comply with our client’s profile confidentiality. A lot of people have tried and tested our service and we want you to experience a smooth and transparent transaction just like others. We want the best for you so what are you waiting for? Start your application now and get instant cash!

Benefits of choosing Royal Kredit
Receive Instant cash
Paperless process and fast application 100% online
Safe and convenient
Several methods to receive money
No collateral needed
We only require 1 valid ID, around 10 types of cards are acceptable
Minimal fees and/or charges
Transparent transaction from application to repayment
You can monitor your account 24/7
We don’t tolerate harassment
Bigger offer for users with good credit history

Product introduction
Loan amount:
• Min Php 2,000
• Max Php 100,000
Loan Term:
• Min 91 days (shortest, including renewal)
• Max 365 days (longest, including renewal)
Fees and Charges:
• Annual Interest Rate (APR): Maximum interest rate is 10%
• Service Fee of 10% upon disbursement will be deducted. The service fee will solely depend on your profile evaluation.
• Other fees: There will be no other fees. Absolutely no hidden charges.

Note: Kindly comply and follow the repayment term and pay on time to avoid additional charges in your account. Maintaining a good credit history can increase your loan limit. We will appreciate your cooperation.

Loan case sample:
If you apply for a loan with a principle amount of Php 2,000, and the loan period is 180 days (6 months), the annual Interest rate (APR) is 10%, the one-time service fee is 10%, and other fees is 0, the you will need to pay:
Service fee: 2,000*10% = 200
Amount in hand: 2,000-200=1,800
Total interest fees: 2,000*10%*180/365=99
Total Payable Amount at due date: Loan amount + Interest Fee=2,000+99=2,099
Monthly repayment: 2,099/6=350

How to be qualified?
1. You should be a Filipino citizen with valid residence
2. Must have an active mobile number
3. Must have a valid government-issued ID

Initial loan application process:
1. Download Royal Kredit in App Store.
2. Register an account using your mobile number.
3. Fill out the basic application forms
4. Select your desired disbursement methods and submit the application
5.Loan approved within 1 minute and money disbursed instantly
6.Repay your loan on time
7.Apply for a re-loan without filling out the forms again

Where can I pay my loan?
All you need to do is choose the most convenient repayment option from Royal Kredit app.
• E-wallets: GCash/Paymaya/etc.
• Convenience stores in the Philippines: M Lhuillier/RD Pawnshop/7-11/etc.

Company Information
Company name: RAMADA GOODWILL CREDIT CORP.
SEC Registration No. IEO0002128
Registered Business Name: RAMADA GOODWILL CREDIT CORP.
Email: service@ramada-goodwill.com
Address: Goodwill Building Gatuslao Street Barangay 11, Bacolod, Negros Occidental