Buy Now and Pay Later on 26000+ popular brands with Simpl. The Simpl app offers you a spending limit using which, you can make quick payments online without the hassle of entering OTPs or passwords. With Simpl, you can shop for your favourite products first using your allotted credit and pay for them later.

Why use the Simpl Pay Later App?
Simpl saves you from the trouble of giving away your bank details for every purchase you make online. Each time you share your financial details online, you are at the risk of cyber fraud. So, by dramatically reducing the number of times you share your bank details online, Simpl reduces the chances of cyber theft.

Shop Now, Pay Later on 26,000+ brands
Using the Simpl payment app, you can buy now, pay later for any item or service from popular brands like Zomato, Bigbasket, Blinkit, MakeMyTrip, Dunzo, JioMart, Zepto, Tata 1mg, Nykaa, UrbanCompany, Goibibo, RedBus, Rapido and many more.

Monthly Bill Payments
After a few successful transactions, the option of paying monthly utility bills via Simpl gets unlocked. You can then pay your electricity bills, prepaid and postpaid mobile bills, water bills, Wi-Fi recharges, gas bills and others with just a single tap. Like other payments made via the Buy Now, Pay Later app, these bills get added to your Simpl bill which you clear twice a month.


Here are a list of things you can do using Simpl:

Make Quick Payment online with just one tap:
Simpl is one of the best buy now, pay later apps that let you pay for products and services with just one tap on your phone. You would not require any OTPs, CVVs or long passwords to make payments via Simpl.

Pay-in-3
To make premium products more affordable, you can Pay-in-3 via Simpl on our select merchants. The first part of the payment is made at the checkout, while the other two are made in the next two months that follow.

Zero Interest or Hidden Fees
Simpl is one among the few Buy Now, Pay Later apps in India that allows you to pay for products and services online without any interest rates or hidden charges.

Get your Refunds in No Time
With Simpl, you never have to stress about delayed refunds.

Minimum KYC
You can set up the Simpl BNPL app within minutes as it requires minimum paperwork for verification.

Avail Exciting Offers and Discounts
With the Simpl pay later app, you can claim discounts and cashback as you purchase from popular brands like Zomato, UrbanClap, MakeMyTrip, and 26,000+ more!

Unlock Billbox & Make Online Utility Bill Payments Easy

Your Go-To App for Recharges
After a few successful transactions, you can use Billbox on Simpl pay later app for monthly utility bills like electricity bills, mobile recharges, Wi-fi recharges, water bills and so many more. You can clear them all with just a single tap using Simpl.

Hassle-free repayments
With Simpl, online monthly bill payments become the easiest that they can be. You clear them first and pay for them later. All the monthly utility bills you pay via Billbox like electricity bills, gas bills, mobile recharges, Wi-fi recharges and others get added to your Simpl bill which you have to clear once every fortnight.

How does Simpl Work?
Simpl produces consolidated bills twice every month. On the 15th of every month, you receive the bill for the purchases you made between the 1st to 15th of that month. Similarly, you receive the bill for your purchases made between 16th to 30th/31st.

If you consistently fail to pay your Simpl bill timely, the pay later app charges a penalty of up to INR 250 excluding GST. However, if you inform Simpl of any technical issues that stopped you from paying the bill timely, there are no additional charges.

Your spending limit changes depending on timely bill payments and usage. If you clear your dues consistently and timely, we can increase your spending limit.

Read the FAQs here!: https://www.getsimpl.com/help/

To check if you’re pre-approved for Simpl, visit https://getsimpl.com