L&T Finance PLANET - Loan App

Welcome to PLANET by L&T Finance, a trusted NBFC online instant loan app with 1 crore+ users. As one of India's most reliable and easy loan app services with flexible repayment options, we ensure a quick and secure experience. As part of the L&T group, a trusted financial service, our finance apps make online loans easier for you. Discover simplicity with PLANET for instant loan approvals.

What makes the PLANET by L&T Finance company stand out:


● Find your loan needs under one roof
● Track and manage your loans
● Fulfil your dreams with personal loans from our instant personal loan app and get instant credit
● Access your transaction history anytime and be in control of your loan finance.
● Get documents like Repayment Schedule, Interest Certificate, NOC Kit, Loan Account Statement, and more for your instant loans with just a few taps
● In addition to quick approval, gain payment flexibility with easy EMIs.
● View, update, and personalize your profile and bank mandate details anytime, add a personal touch with a photograph
● Pay EMI online using a Debit Card, BHIM UPI, Wallets, and Net Banking
● Secure transactions protected by MPIN & biometric login
● Multilingual interface for diverse users


Your standard finance loan app:

● Instant Loan Features: If quick solutions are what you need, our instant loan app helps you avail personal loans fast, with rapid processing & instant credit score checks, leading to quick disbursal convenience.


● A financial push: Want to get a new bike or TV? With PLANET by L&T Finance, acquiring a bike loan, a TV loan or easy personal loans is very convenient.

● User-Friendly Interface: The clean and easy app layout helps PLANET by L&T Finance stands out from other personal loan apps in India. Whatever your profession is, PLANET by L&T Finance caters to a diverse audience, making it easy to get a personal loan for salaried and self-employed people alike.

● Comprehensive Financial Suite: More than just an NBFC loan app, PLANET by L&T Finance is the best online loan app for all your financial needs. Whether you need, a personal loan, two-wheeler loan, micro loan, professional loan, or home loan, apply on PLANET App with ease.


Highlights of our Online Personal Loan services:

- Finance Amount: ₹50,000 to ₹25Lakh
- Repayment Tenure: 12 to 60 months
- Annual Percentage Rate (APR): 10.5% to 26% reducing
- Processing Fees: 0% to 3%


For example:

- Loan Amount: ₹ 10,00,000/-
- Interest Rates: 12% p.a. on a reducing basis
- Tenure: 48 months
- Processing Fee (PF): 2% (₹ 20,000/-)
- Broke Period Charge (BPC): 0.7% flat (₹ 7,000/-)

In this case, the actual loan details will be:


- Net disbursement amount - ₹9,80,000/- (Loan amount – PF)
- Estimated EMI: ₹ 27,225/-


If you have opted for any insurance product, value of such insurance product will be added to the loan and the EMI will increase accordingly.
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The PLANET by L&T Finance app is your very own "loan dene wala app", a one stop solution for all your financial needs specializing in reliability and efficiency. Join the PLANET by L&T Finance family for a smooth journey with personalized loan options and services.


Get started with 7 easy steps to install this loan app online:


1. Download & open the app.
2. Allow permissions as per your wish.
3. Select your preferred language from the list and discover the app’s features.
4. Enter your personal details to register for the first time.
5. Enter your mobile number.
6. Verify your number with the OTP sent and set a PIN of your choice.
7. Log in to your account and avail offers based on your personal loan eligibility.


For feedback on our online loan app, mail us at ltfs-mobileapp@ltfs.com