•5% daily cash back on date night purchases as a couple¹
•3% daily cash back on home life purchases²
•1% daily cash back on everything else³

With the first-of-its-kind Couple’s Cash Back Rewards Program, Pay Tgthr wants to reward you for the time you spend with your partner.

Join the 1,900 couples who have already started using Pay Tgthr to automate their shared financial lives. Using the Tgthr Card, you and your partner can automatically split everyday purchases -- like groceries, takeout and streaming services -- with the swipe of a card and without changing banks!

No more awkward money conversations. No more waiting to get paid back. Swipe, split and you’re done! Pay Tgthr makes everyday couples finances easy as cake, so you can get back to what really matters -- your time Tgthr.

HOW IT WORKS

Sign up, get your Tgthr Car, link your current bank account, set your split, and choose your cash back reward boosts. Any time you or your partner make a purchase on the Tgthr Card, we’ll do the hard work of calculating how much each partner owes and charging each person their fair share. Then we give you daily cash back rewards based on your active boosts. **Sign-up takes 10 minutes and you can be splitting expenses today!**

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NO NEED TO OPEN A NEW ACCOUNT

With Pay Tgthr, there’s no need to open a new bank account. Connect to your existing checking account and shop anywhere Mastercard is accepted! Connect via Plaid and you can be spending in minutes!

PHYSICAL AND VIRTUAL CARDS

When you register for Pay Tgthr you’ll immediately receive a virtual card delivered directly to your phone. Make online purchases or add it to your Apple Pay or Google Pay to start shopping the same day! You’ll also receive a physical card in the mail to make sure you can split purchases anywhere.

REWARDS

Choose 2 boosts to get 5% cash back on, choose 2 boosts to get 3% cash back on, and get 1% cash back on everything else you purchase together. Change your boosts anytime to customize the card for your life as a couple.

TRANSPARENCY

You will receive a notification any time either you or your partner makes a purchase on the Tgthr Card. You can also view past transactions in the app at any time.

CUSTOMIZED SPLITS

Not all purchases are created equal. Does your partner eat more than you when you eat out? Someone’s always buying the expensive shampoo? With Pay Tgthr’s category split functionality, you can set one split to rule them all, or split by category.

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1. Terms, conditions and limitations apply. See the full Terms for additional details. Eligible purchases Date Night rewards include, restaurants, bars and fast food; streaming entertainment services; public transit, rideshares and taxi cabs; movie theaters, and; live music and performances.

2. Eligible purchases Home Life rewards include groceries, cable/satellite TV and internet; meal kits (e.g., Blue Apron); pet supplies and veterinarians; insurance (auto, home, and renters); and, charitable giving.

3. All eligible purchases not categorized as “Date Night” or “Home Life”.

4. Pay Tgthr sponsors, administers and is solely responsible for the program. None of our third-party service providers or affiliates sponsor, endorse or administer the program. The Terms are subject to change at any time, without notice. Cash back awards may be adjusted or forfeited under certain circumstances. Cash back rewards are applied automatically when the final transaction has been posted, which may take up to two weeks. You must have a minimum of $10.00 in cash rewards to transfer such rewards to your bank account. Spend boosts must be applied prior to purchase. Spend boosts may be changed at any time. Total cash back rewards are limited to $2,000 per calendar year.