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zWallet-JARS money management
zWallet-JARS money management
5Penilaian
Oct 23, 2018Kemas kini terkini
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Tentang zWallet-JARS money management

- zWallet helps you manage your money follow a method named "JARS system" written by T.Harv Eker.
- Basically, zWallet splits your money to six difference parts, and you have percentages of your money to put into each part.

- Necessity Account (NEC - 55%):
This account is for managing your everyday expenses and bills.
This would include things like your rent, mortgage, utilities, bills, taxes,
food, clothes, etc. Basically it includes anything that you need
to live, the necessities.

- Play Account (PLY - 10%):
PLAY money is spent every month on purchases you wouldn’t normally
make. The purpose of this jar is to nurture yourself. You could purchase
an expensive bottle of wine at dinner, get a massage or go on a
weekend getaway. Play can be anything your heart desires. You and a
spouse can each receive your own play money, and not even ask what
the other person spends it on!

- Financial Freedom Account (FFA - 10%):
This is your golden goose. This jar is your ticket to financial freedom.
The money that you put into this jar is used for investments and building
your passive income streams. You never spend this money.
The only time you would spend this money is once you become financially
free. Even then you would only spend the returns on your investment.
Never spend the principal.

- Education Account (EDU - 10%):
Money in this jar is meant to further your education and personal
growth. An investment in yourself is a great way to use your money.
You are your most valuable asset. Never forget this.
Education money can be used to purchase books, CD’s, courses or
anything else that has educational value.

- Long-term saving for spending Account (LTS - 10%):
Money in this jar is for bigger, nice-to-have purchases. Use the money
for vacations, extravagances, a plasma TV, contingency fund, your
children's education etc. A small monthly contribution can go a long
way. You may have more than one LTS jar. If you have more than one
LTS, divide the 10% between the jars according to your priorities.

- Give Account (GIV - 5%):
Money in this jar is for giving away. Use the money for family and
friends on birthdays, special occasions and holidays. You can also give
away your time as opposed to giving away money. You could house sit
for a neighbor, take a friend’s dog for a walk or volunteer in your
community or for your favorite charity.

Tangkapan skrin zWallet-JARS money management

  • Tangkapan skrin zWallet-JARS money management
  • Tangkapan skrin zWallet-JARS money management
  • Tangkapan skrin zWallet-JARS money management
  • Tangkapan skrin zWallet-JARS money management

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